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What Is Chapter 13 Bankruptcy?

If you are suffering from severe financial hardship are unable to make car or house payments, and you have a significant amount of debt, then it may be prudent to consider the option of relief through bankruptcy. Chapter 13 bankruptcy is also known as rearrangement bankruptcy; it provides an alternative to asset liquidation. This process involves paying all of your disposable income to your creditors for a period of three to five years, or until your debts are paid. At the end of this time, your unsecured debts will be discharged.

In order for you to be able to go through Chapter 13 bankruptcy, you must meet certain criteria. This may include paying all of your disposable income for the specified time, and the amount that you pay must be equal to, or more than the amount that your creditors would receive if you filed for Chapter 7 liquidation bankruptcy. If you are considering this option, then it is in your best interest to discuss this situation with a skilled representative from the Law Office of Corey L. Mills. Our firm is dedicated to providing excellent representation and effective assistance that produces results for our clients.

We proudly accept clients all across the Houston metropolitan area, including Houston, Richmond, Brookshire, Cypress, Hockley, Katy, Pattison, Sealy, Waller, Wallis, Fulshear and more.

Financial Hardship

Our firm offers a free initial consultation so that you may obtain legal advice regarding your situation before making any financial commitment. We understand that you are considering bankruptcy as a form of relief from financial hardship, which is why we offer the free initial consultation. We take every case that we handle very seriously, and you can be sure that we will work alongside you to pursue the best possible outcome if you choose to work with us. We take the time to understand your situation and work with you. Contact our firm today to discuss your case and to learn more about how we can help you.